Withdrawal Phase

Traditional “Investment Advisors” will recommend that the portfolio for a 65 year old male’s portfolio consist of 65% Fixed Income securities and 35% Stock.

We recommend a portfolio with 90% stock and 10% fixed income. A 65 year old male has a life expectancy of 20 years. Age 65 is too early to begin shutting down the wealth generating machine. We have shown that the market has never had a losing 20 year period. There is no rational reason to reduce the potential for adding value to the portfolio.