The 7/Twelve Portfolio

The 7/Twelve Portfolio  is presented as an alternative to the standard 60% equity, 40% Fixed income portfolio by Dr. Craig Israelsen Ph.D.

Dr. Israelsen teaches as an executive-in-residence in the Personal Financial Planning Program at Utah Valley University in Orem, Utah. He is also the developer of the 7Twelve Portfolio  and the author of three books, including “7Twelve: A Diversified Investment Portfolio With a Plan” (John Wiley & Sons, 2010).

Here is a look at his promotional material

Building A Better Balanced Portfolio

Here is the portfolio Dr Israelsen wants to replace: capture-4

Out with the old… in with the new 12 security portfolio.

capture-iii

And here is his proof of the pudding – a 10.14% gain in 2016.

capture

But wait, didn’t the DOW gain 12.3% in 2016?

Dr Craig Israelsen Ph. D is so proud of the 10.14% on his 7Twelve Portfolio that he fails to notice that the DJIA was up 12.3%!

And try to imagine creating this monster from scratch 11 purchases a month?

Rebalancing to maintain the initial weightings?

Yet, he wants to charge you $350.00 to receive additional information about his ridiculous diversified portfolio. Lookee here…..

capture-2